Although it's unpleasant to consider what will happen after your death, or the death of a loved one, it's important to plan ahead to avoid even more financial and emotional stress in the future. You can use this check list to take action and ease the burden on your family for when they have to carry out your final wishes.
General Preparations
Create a will or write down last wishes
Decide what you want written in your obituary
Decide if you'd like funeral guests to donate to a charity
Decide if you'd like to keep jewelry with you or returned to family
Choose a funeral home
Choose a casket or container
Choose burial spot, columbarium niche, or other location
Choose grave marker or inscription
Decide on a type of funeral service
Decide if you'd like to have a viewing or visitation
Decide if you'd like floral arrangements
Decide if you'd like religious items or songs at the funeral
Choose readings
Choose transportation for deceased and for loved ones
Participants
Decide if you'd like clergy or another person to do readings
Decide who will perform or select music
Choose pallbearers
Choose family member or friend to present a eulogy or speech
Costs
Get estimates of how much the service would cost today
Consider that these estimates will increase over time
Calculate if you 'd have enough to cover the costs or if you need a life insurance policy
These actions will be done by your family or friends; they cannot be done in advance.
Arrange transfer from place of death to funeral home
Apply for death certificates
Apply for burial permit if needed
Choose date and time for funeral service
Compose and submit obituary to local newspapers
Contact participants
Make arrangements for a reception
When planning ahead, it's important to remember that the average funeral costs more than $10,000. If you'd like to learn more about how you could help your family cover the costs of funeral, burial or cremation, please fill out our quote form or give us a call at 855-490-4655.
Note: Not all benefits are available in every state. Please ask your funeral and burial insurance specialist for more details.
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